Home > Parenting > Good ParentingKnow Why Women Got Preference in Home Loan Application Posted by shreekantrao89 in Home on February 21st Cheap Grant Long Jersey , 2017
Know Why Women Got Preference in Home Loan Application
To make women financially dependent and socially strong, financial agencies including Banks took some major steps. It includes special discounts, concessional rates and also special schemes to promote women to buy a house by getting easily available home loans.
Being an owner of your own house gives a sense of financial security for both genders. Since our society is not women-centric and it requires women empowerment Cheap Jerry Stackhouse Jersey , Banks are offering loans for women applicants with attractive benefits and schemes that are exclusive for women only. To promote Home Loans for women different banks are coming up with lucrative schemes for ladies that are the primary or sole applicant and primary or sole owner in case of joint ownership of the house.
Here are the reasons why women should apply for home loan.
Higher Chances of Loan Application Acceptance – Every Bank or loan providing organization has a process to analyze the loan applicant. It involves the eligibility criteria decided by the lender, required documents submission and also applicant should have a good CIBIL rating. A credit score is a way to that banks uses to measure the risk involved with the applicant. A good CIBIL rating (credit score) simply means a less risky borrower. Statistically, it is seen that women are less risky borrowers as compared to men when repaying EMI. Therefore women as primary applicant Cheap Bill Laimbeer Jersey , with correct documents and a good CIBIL score tends higher chances of getting their home loan approved.
Lower Interest Rates as Compare to Loan Applied by Man – Interest rate is the major element in any loan. The home loans involve huge amount and their repayment duration is also longer, a slight change in the interest rates can cause a heavy burden on the borrower.
Lower Stamp Duty – Stamp duty changes state to state as it is decided by the state government. Many Indian state governments have lower stamp duty for Women applicants who are looking for Home Loan. Usually, the difference between stamp duty for women applicants and men applicants are up to 2 percent. It looks smaller but for a loan amount of 50 Lacs Cheap Grant Hill Jersey , the relief of 1 Lac is huge for anyone.
There are many developers and builders and also offers special discounts and time bound schemes that are primarily designed to empower women to buy a house. In the sale of plots by the government through the lottery system, women get special privileges as well.
In my perspective, it is a good way to motivate women by offering them special privileges and let them fulfill their dream of having their own house.
Business > Marketing > Online MarketingComing Across Business Books Online
At first, you might be tempted to look for business books in regular book stores because you have the option of holding them and scanning them before you decide if you will buy them or not. Another idea would be to look for these business books online because you can come across different stores with just a few mere clicks. When it comes to looking for such books in the online environment, you have a few different options.
You can decide to visit the website of a proper publisher that can offer you the chance to browse through a collection of business books and order the ones that you desire. Another idea would be to look for an online book store where you can find all sorts of books Cheap Joe Smith Jersey , including business ones. A third option would be to search for a store where you can only buy the digital version of the book. If you do not know which of these to choose, you should consider comparing these options until you find one that can offer you the best advantages.
Let’s say that you choose to buy your business books from a store where you can only find digital versions of the books that you want to add to your collection. Even though this might be a good idea, you should know that you will need to use a particular gadget to be able to read them. You will need an ebook reader Cheap Mateen Cleaves Jersey , a laptop or even a tablet. The only problem that you will deal with in this case is that you will not be able to access the book if your gadget does not have any power.
Also, if you are the kind of person that prefers holding a real book in their hands, you might want to look for a site where you can order actual business books online. The second option is the one where you find all types of books. Even though they might try to promote certain reading materials Cheap Isiah Thomas Jersey , you don’t know for sure if you are ordering a book that is worth your while or if you are going to regret your choice. A much better way of ordering business books online involves visiting the website of a publisher.
It would be best to rely on the information you find on such a website because the right publisher will offer you access to an excerpt from the book as well as a review. Said review is usually written by a professional and it can help you make the right decision regarding the book that you are interested in. On the bottom of the page, you will even find a few suggestions of similar books.
It is pretty obvious that when it comes to finding interesting business books, you have to do some research. Nevertheless Cheap Dennis Rodman Jersey , if you don't want to waste your time with this process, you should know that you can come across the right business books online with just a few simple clicks. Visit our website today and see for yourself!
Finance > Credit > Credit ReportLower credit score? Rely on USDA Home Loan and solve the issue
Posted by articlelink01 in Finance on July 28th, 2018